BIA| Bay Area offers a process optimized for its members! To demonstrate compliance with the FTA`s marketing requirements, a contractor must only declare that he or she has signed the VOLUNTARY FA Marketing Agreement (VAMA). We`ll take care of the rest! Given the erosion of the subprime market and the growing interest in Federal Housing Administration (FHA) programs as an alternative source of financing for first-time buyers, developers and developers wishing to sell new homes with FHA funding, it is recalled that they must meet the requirements of the Department of Housing and Urban Development to market their homes positively in relation to minorities and other protected classes. BIA| Bay Area processes the application and provides you with the required reporting form. Please read the VAMA application package for full program details. The Economic Stimulus Act of 2008 allows fhA to insure up to 125 per cent of the average price of the building if that amount falls between the national minimum (US$271,050) and the maximum (US$729,750). For more information, please contact Bob Glover at (925) 951-6842 or firstname.lastname@example.org. Voluntary Affirmative Marketing Agreement and Certification Send your VAMA application completed with one of the following methods: Fax – 925-951-6847 Mail – 1350 Treat Blvd., Suite 140, Walnut Creek, CA 94597 Email email@example.com.